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Texas FHA loans

What is an FHA Loan?

FHA loan

An FHA-insured loan is a mortgage backed by the federal government and insured by HUD, provided by FHA-approved lenders. They are designed for low- to moderate-income borrowers, requires a lower minimum down payment requirement and credit scores as compared to conventional mortgages.

The Federal Housing Administration or FHA does not extend and will not offer you with a mortgage loan, it only provides mortgage insurance for the loan you get from a mortgage lender who is FHA approved.

FHA Loan This government-backed insurance is guaranteed to protect the lender against default by the homeowner. Under the terms of FHA insurance, any FHA approved mortgage lender¬†can make a claim against any loss incurred through default of loan repayments. This US government program does not cost American taxpayers any money. All insurance money collected through the program are kept in a single operating account. FHA provides different types of mortgage insurance, according to need, and offers a range of insurance for first-time homebuyers, for multifamily homes, for refinancing and for other types of mortgage. The insurance coverage is often referred to as the “Mortgage Insurance Premium” or MIP.

Details and additional information about FHA loans, guidelines and requirements are readily available by contacting our FHA Home Loan Specialist at (866) 772-3802.

Texas FHA Loan | FHA Home Loan Texas | Texas FHA Mortgage Loan Lenders

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An FHA Loan Specialist Available to Help You

Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly.

We make the FHA Loan Process Quick & Easy

It’s not a secret that lenders often times will steer their clients away from an FHA loan due to their inexperience with the process. We find FHA Loans to be a great source of funding for our clients. We share our knowledge and experience with FHA loans, making it easier to get compared to conventional financing.

FHA Approved Lenders

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are an FHA approved lender specializing in FHA Loans in Texas.

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